Mortgage Calculator with Taxes and Insurance

This mortgage calculator can be used to figure out monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate. This calculator factors in PMI (Private Mortgage Insurance) for loans where less than 20% is put as a down payment. Also taken into consideration are the average county property taxes, and their effect on the total monthly mortgage payment. PMI can vary some with different loans, and an average only. For an accurate quote, visit our Home Loan Services.

Purchase & Financing Information

Show me the calculations and amortization

Mortgage Calculator with Taxes and InsuranceThis mortgage calculator with taxes and insurance can factor any type of home loan. For conventional loans, use 10-20% down, for an FHA loan use 3.5% down. VA and USDA are no money down financing products and you would enter "0" for the down payment. For more help calculating various loans, see the "Click for More" tab on the far right of the screen for simple instructions.

Done with the Mortgage Calculator? Get Pre-Approved.

If you haven't approached a lender or begun arrangements for financing a purchase, our Home Loan Services are pleased to connect you with our preferred national lenders. These industry leading experts provide a smoother, expedient process, offer highly competitive rates and capable of assisting with any type of financing requirements.

Start now and know where you stand, request your pre-approval for a home loan today.

We understand that everyone's financial situation is different and people are more than their credit score or history. Let us take some of the confusion and frustration out of buying a home for you. First time buyers should understand, unless you're making a cash offer on a property, all offers must be accompanied by a pre-approval letter from a qualified lender. Sellers will not entertain your offer without this necessary document attached.  Should the perfect home come along, in the time it takes you to get your approval, the home could likely sell to another, already prepared buyer.